If you are currently in the market for your first home, you probably have lots of questions. You are
about to be making an important decision for your future, a great investment of both money and
time. I have a wealth of experience helping first time buyers like you make sound, informed decisions.
Here are some tips that can help make your home buying process successful:

Tip #1: Do Your Homework
The perfect home won’t find you by itself. The key step in buying a home is doing the proper research.
Educate yourself on local schools, neighborhoods, and the kinds of homes available. By reading
available materials and talking with experts, you can start to put together your idea of the perfect home.

Tip #2: Start Planning
Most decisions benefit greatly from proper planning, and home buying is certainly no exception. Start a
filing system with sections such as home buying, home financing, and service providers. By forming a
home buying plan you can more easily focus on the most important factors and help give structure to the
entire process. My website is a great resource for property information.

Tip #3: Get Pre-Qualified
Getting pre-qualified for a loan normally only requires a short phone conversation with a lender, and can
greatly help your home search. Pre-qualification does not guarantee you a loan, but it does provide you
with an estimated monthly payment and a price range to use as a guide when shopping for homes. Being
pre-qualified can also often indicate to sellers that you are a serious, prepared buyer.

Tip #4: Look for Value
When shopping for homes, it’s important to consider potential value. Even if you’re not planning to sell the
home some time down the line, it’s a good idea to consider the future value of the home. Protect yourself
against things like falling prices and gradual shifts in the nature of the neighborhood. You may not think of
a new home as a means to make money, but it’s an important investment that requires caution.

Tip #5: Decide What You’re Looking For
Settle on the home features that are important to you (covered parking, hardwood floors, architectural
style, etc.) and make an ordered list. Having well established guidelines will help narrow down your
search and will prevent you from being shown properties that lack your key amenities. It can help you
make the decision not to buy an attractive property that doesn’t really fit your needs. My website has a
search feature that allows you to filter thousands of listings based on attributes that you select. If you
know you want a brick house with gas heat and a garage, you can get the results you’re looking for.

Tip #6: Relax
You don’t have to make an offer on the first home you see. Make sure to look at other listings in the area to
get a feel for the marketplace. When you decide to make an offer on a house, consult with your real estate
professional so that all of your questions are answered.

Tip #7: Shop Around for Your Mortgage
Deciding on the financing for your home can be as important as choosing a home itself. The first step is
deciding what kind of loan best fits you: a fixed rate mortgage, or an Adjustable Rate Mortgage (ARM).
There are benefits to each form of loan, and your real estate professional can provide you with more
information. Next you’ll want to begin to shop around for different lenders.

Tip #8: Protect Yourself
Be careful when signing a contract on a home that allows you to find financing, have the home inspected,
and work through any problem areas that may arise. Paying for a quality home inspection is absolutely
crucial! You can save yourself thousands in repair costs by being sure of what you’re getting into. (Tips
source remax leadstreet)

More information for home buyers can be found at My First Texas Home or by giving me a call. I’m
confident that I can provide the kind of exceptional service that will make this process an exciting
one. Don’t hesitate to contact me with any questions you may have, I would love to be of assistance to

For a list of available HUD homes, please click here for the HudHomeStore or a list
Buyers Tips